Q. Phishing? How can you handle phishing in internet banking? What is UPS? Computer virus? How can we prevent it? Some antivirus. ways to avoid viruses and spyware.
Q. Phishing? How can you handle phishing in internet banking?
Phishing is a fraudulent attempt, usually made through email, to steal your personal information. Phishing emails usually appear to come from a well-known organization and ask for your personal information — such as credit card number, social security number, account number or password. Often times phishing attempts appear to come from sites, services and companies with which you do not even have an account.
In order for Internet criminals to successfully "phish" your personal information, they must get you to go from an email to a website. Phishing emails will almost always tell you to click a link that takes you to a site where your personal information is requested
• Firstly I’ll not open such a mail which I really doubt.
• Only enter my Internet Banking through bank official websites. Never enter Internet banking via links in emails or other web pages.
• I’ll not make use of public access points such as Internet cafés or any computer that is not your own when doing my banking.
• Change my password and customer-selected PIN (CSP) regularly.
• Be sure to install the free Rapport software to prevent a variety of online attacks, these include key loggers, screen capturing, session hijacking and spyware.
• Be very careful with downloading files and attachments from these emails as these documents may contain spyware, viruses and other damaging software
• Look out for masked URLs in emails, in other words URLs that look authentic. Finally to open an email I have to do the following: The Know test, The Received test, The Expect test, The Sense test, The Virus test
Q. What is UPS?
UPS: An uninterruptible power supply (UPS) from Caterpillar will provide years of low maintenance protection, whether supporting critical processes or defending servers from harmful power problems. A UPS is typically used to protect computers, data centers, telecommunication equipment or other electrical equipment where an unexpected power disruption could cause injuries, fatalities, serious business disruption or data loss.
Q. Computer virus? How can we prevent it? Some antivirus
A computer virus is a program or piece of code that is loaded onto your computer without your knowledge and runs against your wishes. Viruses can also replicate themselves. All computer viruses are man-made. A simple virus that can make a copy of itself over and over again is relatively easy to produce. Even such a simple virus is dangerous because it will quickly use all available memory and bring the system to a halt.
Q. ways to avoid viruses and spyware.
1: Install quality antivirus
2: Install real-time anti-spyware protection
3: Keep anti-malware applications current
4: Perform daily scans
5: Disable auto run
6: Disable image previews in Outlook
7: Don’t click on email links or attachments
8: Surf smart
9: Use a hardware-based firewall
10: Deploy DNS protection
i) Kaspersky Anti-Virus
ii) BitDefender Antivirus
iii) Trend Micro
iv) Norton Antivirus/ Internet Security
v) McAfee Antivirus
vi) Panda Antivirus Pro
vii) Norton
viii) Avira Antivirus
ix) AVG Free Antivirus
x) Avast Free antivirus
Q. What is e-governance? Describe the security measures that should be taken in e-banking procedure
E-Government refers to government's use of information technology to exchange information and services with citizens, businesses, and other arms of government. E-Government may be applied by the legislature, judiciary, or administration, in order to improve internal efficiency, the delivery of public services, or processes of democratic governance. It also refers to the citizen to government interaction including the feedback of policies. The primary delivery models are Government-to-Citizen or Government-to-Customer (G2C), Government-to-Business (G2B) and Government-to-Government (G2G) & Government-to-Employees (G2E). The most important anticipated benefits of e-government include improved efficiency, convenience, and better accessibility of public services
E-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic, interactive communication channels. E-banking includes the systems that enable financial institution customers, individuals or businesses, to access accounts, transact business, or obtain information on financial products and services through a public or private network, including the Internet. Customers access e-banking services using an intelligent electronic device, such as a personal computer (PC), personal digital assistant (PDA), automated teller machine (ATM), kiosk, or Touch Tone telephone. While the risks and controls are similar for the various e-banking access channels, this booklet focuses specifically on Internet-based services due to the Internet's widely accessible public network.
Secure communication: Data transmission on our site is protected by Secure Socket Layer Encryption to 128 bit, which currently represents the best standard for encrypting information transmitted on Internet. Strong authentication devices, Temporary Passwords (OTP), Digital Signature, End of work session, Data Protection on internal systems, Support for security issues, Card security, Password, PIN and Telephone security, avoid scams and hoaxes, you’ll be liable: Always remember to withdraw your card whenever you finish using an ATM. You’re liable for any money lost as a result of someone else using your card to withdraw or transfer funds.
No comments:
Post a Comment