Define assets liability equity expenses - Banking Diploma Education

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Saturday, June 21, 2014

Define assets liability equity expenses

(14).    msÁv w`b t (i). m¤ú`, (ii). `vq, (iii). BKz¨BwU, (iv). gvwjKvbv ¯^Z¡|

(i). m¤ú` (Assets)

-   ‡h mg¯— †jb‡`‡bi wµqvKvj ev djvdj Kviev‡i GKvwaK ev A‡bK eQi a‡i _v‡K Zv‡K m¤ú` ejv nq|

-   Kvievi cwiPvjbvi Rb¨ `yÕai‡bi m¤ú` Kviev‡i _v‡K| h_v t

                                                 (i).      ¯’vqx m¤ú` t †hgb - Rwg, hš¿cvwZ, `vjvb, AvmevecÎ BZ¨vw`;

                                               (ii).      PjwZ m¤ú` t †hgb - cÖvc¨ †bvU, gRyZ cY¨, ‡Kv‡bv jvfRbK Lv‡Z wewb‡qvM BZ¨vw`;

-   GQvovI A¯úk©bxq m¤úwË Av‡Q, †hgb - mybvg|

(ii). `vq (Liabilities)

-   Kviev‡ii wbKU Z…Zxq c‡¶i `vwe ev AwaKvi‡K `vq e‡j| myZivs `vq ej‡Z g~jZ ewn`©vq‡K eySvq|

-   `vq mvaviYZ `yÕai‡bi n‡q _v‡K t

                                           (i).      `xN©‡gqv`x `vq t †hgb - e¨vsK †jvb, FYcÎ, cÖ‡`q †bvU BZ¨vw`;

                                         (ii).      PjwZ `vq t †hgb - cÖ‡`q wej, cÖ‡`q LiP, e¨vsK RgvwZwi³ BZ¨vw`;

(iii). BKz¨BwU (Equity)

-   ‡hŠ_ g~jabx Kviev‡ii †kqvi‡nvìvi‡`i cwi‡kvwaZ A_©‡K BKz¨BwU ejv nq|

-   D`vniY¯^iƒc t 100 UvKv g~‡j¨i 1000 †kqv‡ii 50 UvKv cwi‡kvwaZ n‡j Dnv‡K BKz¨BwU e‡j|

(iv). gvwjKvbv ¯^Z¡

-   GK gvwjKvbv Kviev‡ii gvwj‡Ki g~jab‡KB gvwjKvbv ¯^Z¡ e‡j|

-   wnmveKvj †k‡l gvwjKvbv ¯^Z¡ wbgœiƒ‡c wbY©q Kiv nq t

cÖviw¤¢K g~jab + wbU jvf + AwZwi³ g~jab - D‡Ëvjb


-   wbU jvf bv n‡q †jvKmvb n‡j Zv ev` hv‡e|


(15).    Uvg©¸‡jvi msÁv w`b : (i). e¨q, (ii). ¶wZ, (iii). Avq, (iv). jvf|

(i). e¨q (Expenses)

-   wnmveKv‡ji Avq AR©b Kivi Rb¨ H wnmveKv‡ji g‡a¨ m¤ú` ev wewea †mevi e¨eüZ Ask‡KB e¨q ev LiP bv‡g AwfwnZ Kiv nq|

-   gybvdv ev bxU gybvdv AR©b Kivi Rb¨ G LiP Avewk¨K| myZivs ejv hvq †h, Avq AR©b Ki‡Z †h LiP nq ZvB e¨q|

(ii). ¶wZ (Losses)

wbqwgZ LiP Ges gvwj‡Ki cÖwZ eÈb Qvov Ab¨vb¨ AcÖZ¨vwkZ NUbv ev Ab¨vb¨ Avbylw½K Drm ev AwbqwgZ NUbv †_‡K m„ó LiP Øviv gvwjKvbv mË¡vi n«vm NU‡j Zv‡K ¶wZ ejv nq|

(iii). Avq (Revenue)

-   cY¨ ev †mevi wewbg‡q cÖvß ev cÖvße¨ m¤ú‡`i Avš—tcÖevn ev e„w×B n‡”Q Avq|

-   Avq Aek¨B `vqgy³ n‡Z n‡e| AZ©vr cÖvß myweavi wewbg‡q †Kvb `vq m„wó n‡e bv|

(iv). jvf (Gains)


ivR¯^ Avq ev gvwj‡Ki wewb‡qvM Qvov Ab¨vb¨ AcÖZ¨vwkZ NUbv ev Ab¨vb¨ AwbqwgZ NUbv †_‡K m„ó gybvdv Øviv gvwjKvbv mË¡vi e„w× NU‡j Zv‡K jvf ejv nq|


(16).          wnmveweÁv‡bi bxwZgvjv ms‡¶‡c Av‡jvPbv Ki“b|

wnmveweÁv‡bi bxwZgvjv t

-   cÖwZôv‡bi wnmv‡ei eB‡Z †jb‡`b¸‡jv wKfv‡e wnmvefy³ Kiv n‡e Ges wnmve cÖwZ‡e`b wKfv‡e Dc¯’vwcZ n‡e Zv †h bxwZgvjvi gva¨‡g wba©vwiZ nq Zv‡K wnmveweÁv‡bi bxwZgvjv e‡j|

-   wb‡gœ wnmveweÁv‡bi PviwU bxwZ ms‡¶‡c Av‡jvPbv Kiv n‡jv t

                                     (i).      µqg~j¨ bxwZ ev AZxZ g~j¨ bxwZ

GB bxwZ Abymv‡i e¨emvq cÖwZôv‡bi †Kv‡bv m¤úwË †h g~‡j¨ µq Kiv nq H g~j¨B wnmv‡ei eB‡Z wjwce× Kiv nq Ges H m¤úwË wbt‡kl bv nIqv ch©š— µqg~j¨ Abymv‡i DØ„Ëc‡Î †`Lv‡bv nq|

                                   (ii).      Avq kbv³KiY bxwZ

GB bxwZ Abymv‡i ‡h Avw_©K eQ‡i Avq AwR©Z n‡jv H Avw_©K eQ‡i H Avq‡K wnmvefy³ Ki‡Z n‡e| G bxwZi wKQz e¨wZµg Av‡Q Ges ev¯—‡e cÖ‡qvM Kiv KwVb|

                                (iii).      mgš^q bxwZ

GLv‡b mgš^q ej‡Z Av‡qi wecix‡Z e¨q mgš^q‡K bxwZ wnmv‡e eySv‡bv n‡q‡Q| A_©vr Avq AR©‡bi Rb¨ †h e¨qwU mswk­ó _v‡K †mB e¨qwU ZLbB wnmvefy³ Kiv n‡e hLb H e¨‡qi mv‡_ mswk­ó AvqwU wnmvefy³ Kiv nq|

                                (iv).      c~Y© cÖKv‡ki bxwZ

Z_¨ e¨enviKvixM‡Yi we‡ePbvq Avm‡e Ggb mKj Z_¨ Avw_©K weeiYx ev Avw_©K cÖwZ‡e`‡b cÖKvk Ki‡Z n‡e|


(17).    wnmveweÁv‡bi mvgÄm¨Zv bxwZi  (Consistency Principle) cÖ‡qvRbxqZv e¨vL¨v Ki“b|

wnmveweÁv‡bi mvgÄm¨Zv bxwZi (Consistency Principle) cÖ‡qvRbxqZv t

-   wnmveweÁv‡bi mvgÄm¨Zv bxwZi g~jK_v n‡jv, Òwnmvei¶‡Yi †¶‡Î wewfbœ eQ‡ii GKB bxwZi AbymiY Kiv DwPZÓ|

-   KviY †Kv¤úvwbi wewfbœ eQ‡ii jvf-¶wZ Zzjbv K‡i wm×vš— †bqvi cÖ‡qvRb Av‡Q| hw` wefbœ eQ‡i wewfbœ bxwZ MÖnY Kiv nq Zvn‡j GK eQ‡ii Avw_©K djvd‡ji mv‡_ Ab¨ eQ‡ii Avw_©K djvd‡ji mvgÄm¨ _vK‡e bv|

-   d‡j Zzjbvg~jK wm×vš—I mwVK n‡e bv| †hgb- GK eQi hw` gRyZ c‡Y¨i µqg~j¨ cÖ`k©b Kiv nq Ges c‡ii eQi hw` weµqg~j¨ ev evRvi g~‡j¨ cÖ`k©b Kiv nq Zvn‡j jvf ev ¶wZ wbY©‡q Mowgj †`Lv w`‡e| ZvB wnmve i¶Yv‡e¶‡Yi †¶‡Î GKB bxwZ AbymiY Kiv DwPZ|

-   Z‡e G aviYv †cvlY Kiv DwPZ bq †h, †Kvb wbqg GKevi Pvjy Ki‡j Zv Avi cwieZ©b Kiv hv‡e bv| cwiewZ©Z Ae¯’v we‡ePbv K‡i hw` †`Lv hvq †h, wbqg wKQz cwieZ©b Ki‡j AviI DbœZgv‡bi djvdj jvf Kiv hv‡e ‡m‡¶‡Î Aek¨B bxwZi cwieZ©b Kiv hv‡e|

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