BEP ‡ei Ki‡Z Sensitivity Analysis Kx? - Banking Diploma Education

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Wednesday, June 18, 2014

BEP ‡ei Ki‡Z Sensitivity Analysis Kx?



(37).          ÒwnmveweÁvb Avgv‡`i mgv‡R e×g~j n‡q Av‡Q Ges Zv Avgv‡`i A_©bxwZ‡Z ¸i“Z¡c~Y©Ó-e¨vL¨v Ki“b|


 ÒwnmveweÁvb Avgv‡`i mgv‡R e×g~j n‡q Av‡Q Ges Zv Avgv‡`i A_©bxwZ‡Z ¸i“Z¡c~Y©Ó-KviYmg~n

-   ‡h †Kv‡bv cÖwZôvb we‡kl K‡i e¨emvq cÖwZôvb mgv‡Ri GKwU AZ¨vek¨Kxq A½| Gi mg¯— KvRKg© mvgvwRK cwi‡ek I cwiw¯’wZ Øviv cÖfvweZ nq|

-   Ab¨w`‡K, mvgvwRK cwi‡e‡kI cÖwZôvb¸‡jvi KvRKg© cÖZ¨¶ I c‡iv¶fv‡e wbqwš¿Z nq| G‡¶‡Î wnmveweÁv‡bi f~wgKv wb‡P Av‡jvPbv Kiv n‡jv t

                                     (i).      Avw_©K †jb‡`b Qvov mgvR Pj‡Z cv‡i bv| ZvB A_©bxwZ I mgvR‡K mPj ivL‡Z Avw_©K †jb‡`b wjwce× Ki‡Z wnmveweÁv‡bi mnvqZv wb‡Z nq|

                                   (ii).      e¨emv Qvov mvgvwRK A_©bxwZ APj| ZvB mgvR I A_©bxwZ‡K mPj ivL‡Z e¨emv mPj ivLv cÖ‡qvRb| Avi e¨emvq mPj ivL‡Z cÖ‡qvRb wnmveweÁv‡bi|

                                (iii).      gvwj‡Ki cyuwR ev g~jab i¶v Kiv bv †M‡j gvwjK ¶wZMÖ¯— n‡e Ges e¨emv cÖwZôvb eÜ n‡q hv‡e| d‡j mgvR I A_©bxwZ ¶wZMÖ¯’ n‡e| myZivs mgvR Z_v A_©bxwZ mPj ivL‡Z wnmveweÁvb Acwinvh©|

                                (iv).      e¨w³i m¤ú` ev e¨emv cÖwZôv‡bi m¤ú` g~jZ mgvR Z_v †`‡ki m¤ú`| wnmveweÁv‡bi gva¨‡g mKj m¤ú‡`i myôz i¶Yv‡e¶Y K‡i A_©bxwZ‡K mPj ivLv hvq|

µµµ

(38).    evsjv‡`‡k BÝy‡iÝ †Kv¤úvwb jvf-¶wZ wnmve ˆZwi K‡ibv| Zvn‡j Zviv Kxfv‡e jvf-¶wZ Rv‡b?


evsjv‡`‡k BÝy‡iÝ †Kv¤úvwbi jvf-¶wZ Rvbvi c×wZ

-   evsjv‡`‡k BÝy‡iÝ †Kv¤úvwb jvf-¶wZ wnmve ˆZwi K‡i bv wKš‘ jvf wbY©‡qi Rb¨ Revenue Account ˆZwi K‡i| Z‡e Revenue Account-G jvf ev kãwU e¨envi Kiv nq bv|

-   Revenue Account-Gi Wvbw`‡K cÖ_‡g c~e©eZ©x eQ‡ii Life Insurance-Gi Opening Balance Fund †jLv nq Ges me‡k‡l evgw`‡K Life Insurance Fund-Gi Closing Balance †jLv nq|

-   ev¯—‡e Revenue Account-G mvaviYZ †Kvb ¶wZ nq bv ïay gybvdv nq| ZvB jvf-¶wZ wnmve bv K‡i BÝy‡iÝ †Kv¤úvwb Revenue Account msi¶b K‡i|



(39).          BEP ‡ei Ki‡Z Sensitivity Analysis Kx?


-   Drcv`‡bi †h ch©v‡q e¨q (Cost) Ges Avq (Revenue) mgvb nq H ch©v‡q ev Point †K mg‡”Q` we›`y ev Break Even Point (BEP) ejv nq|

-   Drcv`‡bi DcKiYmg~‡ni GKwU Dcv`vb cwieZ©‡bi d‡j Ab¨vb¨ Dcv`v‡bi Dci wK cwigvY cÖfve we¯—vi K‡i Zv ms‡e`bkxjZv we‡k­lY ev Sensitivity Analysis-Gi gva¨‡g Av‡jvPbv Kiv nq|

-   BEP wbY©‡q KZ¸‡jv Abygvb Kiv nq| a‡i †bqv nq G Abygvb¸‡jv mwVK _vK‡e| wKš‘ hw` Abygvb¸wj cwieZ©b nq Zvn‡j BEP †Z wK ai‡bi cwieZ©b n‡e Zv Analysis KivB n‡jv Sensitivity Analysis.

-   ‡hgb- weµ‡qi cwigvY, †µZvi Pvwn`v, weµq g~j¨, ¯’vqx Ges cwieZ©bkxj e¨‡qi cwieZ©b, †KŠkjMZ cwieZ©b, cÖvK…wZK AwbðqZv cÖf„wZ cwieZ©‡bi d‡j BEP †Z wK ai‡bi cwieZ©b n‡e Zv Sensitivity Analysis Gi gva¨‡g wbY©q Kiv nq|

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