(37).
ÒwnmveweÁvb Avgv‡`i mgv‡R
e×g~j n‡q Av‡Q Ges Zv Avgv‡`i A_©bxwZ‡Z ¸i“Z¡c~Y©Ó-e¨vL¨v Ki“b|
ÒwnmveweÁvb
Avgv‡`i mgv‡R e×g~j n‡q Av‡Q Ges Zv Avgv‡`i A_©bxwZ‡Z ¸i“Z¡c~Y©Ó-KviYmg~n
-
‡h †Kv‡bv cÖwZôvb we‡kl K‡i e¨emvq
cÖwZôvb mgv‡Ri GKwU AZ¨vek¨Kxq A½| Gi mg¯— KvRKg© mvgvwRK cwi‡ek I cwiw¯’wZ
Øviv cÖfvweZ nq|
-
Ab¨w`‡K, mvgvwRK cwi‡e‡kI cÖwZôvb¸‡jvi
KvRKg© cÖZ¨¶ I c‡iv¶fv‡e wbqwš¿Z nq| G‡¶‡Î wnmveweÁv‡bi f~wgKv wb‡P Av‡jvPbv
Kiv n‡jv t
(i).
Avw_©K †jb‡`b Qvov mgvR Pj‡Z cv‡i bv|
ZvB A_©bxwZ I mgvR‡K mPj ivL‡Z Avw_©K †jb‡`b wjwce× Ki‡Z wnmveweÁv‡bi mnvqZv
wb‡Z nq|
(ii).
e¨emv Qvov mvgvwRK A_©bxwZ APj| ZvB
mgvR I A_©bxwZ‡K mPj ivL‡Z e¨emv mPj ivLv cÖ‡qvRb| Avi e¨emvq mPj ivL‡Z cÖ‡qvRb
wnmveweÁv‡bi|
(iii).
gvwj‡Ki cyuwR ev g~jab i¶v Kiv bv †M‡j
gvwjK ¶wZMÖ¯— n‡e Ges e¨emv cÖwZôvb eÜ n‡q hv‡e| d‡j mgvR I A_©bxwZ ¶wZMÖ¯’
n‡e| myZivs mgvR Z_v A_©bxwZ mPj ivL‡Z wnmveweÁvb Acwinvh©|
(iv).
e¨w³i m¤ú` ev e¨emv cÖwZôv‡bi m¤ú` g~jZ
mgvR Z_v †`‡ki m¤ú`| wnmveweÁv‡bi gva¨‡g mKj m¤ú‡`i myôz i¶Yv‡e¶Y K‡i A_©bxwZ‡K
mPj ivLv hvq|
µµµ
(38).
evsjv‡`‡k
BÝy‡iÝ †Kv¤úvwb jvf-¶wZ wnmve ˆZwi K‡ibv| Zvn‡j Zviv Kxfv‡e jvf-¶wZ Rv‡b?
evsjv‡`‡k
BÝy‡iÝ †Kv¤úvwbi jvf-¶wZ Rvbvi c×wZ
-
evsjv‡`‡k
BÝy‡iÝ †Kv¤úvwb jvf-¶wZ wnmve ˆZwi K‡i bv wKš‘ jvf wbY©‡qi Rb¨ Revenue Account ˆZwi K‡i| Z‡e Revenue Account-G jvf ev kãwU e¨envi Kiv nq bv|
-
Revenue Account-Gi
Wvbw`‡K cÖ_‡g c~e©eZ©x eQ‡ii Life Insurance-Gi Opening Balance Fund †jLv nq Ges me‡k‡l evgw`‡K Life Insurance Fund-Gi Closing Balance
†jLv nq|
-
ev¯—‡e Revenue Account-G mvaviYZ †Kvb ¶wZ nq bv ïay gybvdv
nq| ZvB jvf-¶wZ wnmve bv K‡i BÝy‡iÝ †Kv¤úvwb Revenue Account msi¶b K‡i|
(39).
BEP ‡ei Ki‡Z Sensitivity Analysis Kx?
-
Drcv`‡bi
†h ch©v‡q e¨q (Cost) Ges Avq (Revenue)
mgvb nq H ch©v‡q ev Point †K mg‡”Q` we›`y
ev Break Even
Point (BEP) ejv nq|
-
Drcv`‡bi
DcKiYmg~‡ni GKwU Dcv`vb cwieZ©‡bi d‡j Ab¨vb¨ Dcv`v‡bi Dci wK cwigvY cÖfve
we¯—vi K‡i Zv ms‡e`bkxjZv we‡klY ev Sensitivity Analysis-Gi gva¨‡g Av‡jvPbv Kiv nq|
-
BEP wbY©‡q KZ¸‡jv
Abygvb Kiv nq| a‡i †bqv nq G Abygvb¸‡jv mwVK _vK‡e| wKš‘ hw` Abygvb¸wj cwieZ©b
nq Zvn‡j BEP †Z wK ai‡bi cwieZ©b n‡e Zv Analysis KivB n‡jv Sensitivity Analysis.
-
‡hgb-
weµ‡qi cwigvY, †µZvi Pvwn`v, weµq g~j¨, ¯’vqx Ges cwieZ©bkxj e¨‡qi cwieZ©b,
†KŠkjMZ cwieZ©b, cÖvK…wZK AwbðqZv cÖf„wZ cwieZ©‡bi d‡j BEP †Z wK ai‡bi cwieZ©b n‡e Zv Sensitivity Analysis Gi gva¨‡g wbY©q Kiv nq|
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